Making Sense of Health Insurance and Healthcare in France

Healthcare is one of the most important — and most misunderstood — parts of retiring in France. The truth is, the system here is excellent, but getting from your first visa to full coverage isn't automatic. That's where a little preparation makes all the difference.

For most newcomers, private health insurance is the starting point. It's required for your visa and ensures you're covered from the moment you arrive. We make sure you have a plan that is valid for your visa with special attention to the place from which you're applying as this makes a difference in requirements. Later, once you've become a legal resident, you are eligible to join the French public healthcare system — but that transition can take time and isn't the same for everyone.

What surprises many people is how much healthcare access can vary by region. Some areas have plenty of doctors and specialists; others, particularly in the countryside, can mean longer waits or more travel. That's something we can discuss so even where you choose to live — matches your real needs.

Once inside the French system our insurance specialist takes the time to explain how the system works and which supplemental plans best fit your health profile and budget. We don't just hand you a policy; we make sure you understand how it fits into your broader life here.

Settling in France should feel secure and well-planned — and knowing your healthcare is handled properly is a big part of that peace of mind. MAMASSUR specializes in insurance so this will be expertly coordinated for you. It is also possible to reach the insurance coordinators directly at contact@mamassur.com or emma@mamssur.com (Saliou, include link here to mamassur website, facebook and google reviews)